Terms and Conditions

1. Acceptance of Terms

By accessing or using the Check Helped AI-assisted verification service ("Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Check Helped provides an AI-assisted two-step user verification service designed to enhance security and prevent unauthorized access. Our Service includes:

• Advanced AI-powered identity verification
• Two-factor authentication mechanisms
• Real-time fraud detection and prevention
• Secure data processing and storage
• Integration APIs for businesses

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice.

3. Registration and Account

3.1 Account Creation

To use our Service, you must provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Responsibilities

You are responsible for:

• All activities that occur under your account
• Maintaining the security of your account credentials
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains accurate and up-to-date

3.3 Age Requirements

You must be at least 18 years old or the age of legal majority in your jurisdiction to use our Service.

4. Use of Service

4.1 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers
• Transmit any viruses, malware, or harmful code
• Use the Service for any fraudulent or deceptive purposes
• Reverse engineer or attempt to extract the source code of our software

4.2 API Usage

If you are granted access to our APIs, you must comply with our API documentation and rate limits. Excessive use may result in temporary or permanent suspension of access.

5. Privacy and Data Protection

Your use of our Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

5.1 Data Security

We implement industry-standard security measures to protect your data. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5.2 Data Retention

We retain personal data only for as long as necessary to provide the Service and comply with legal obligations.

6. Intellectual Property

6.1 Ownership

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Check Helped and are protected by intellectual property laws.

6.2 License Grant

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for your internal business purposes in accordance with these Terms.

6.3 Feedback

Any feedback, suggestions, or ideas you provide about the Service may be used by us without any obligation to compensate you.

7. Termination

7.1 Termination by You

You may terminate your account at any time by contacting our support team. Termination does not relieve you of any obligations incurred prior to termination.

7.2 Termination by Check Helped

We may suspend or terminate your account immediately if:

• You breach these Terms
• We are required to do so by law
• We discontinue the Service

7.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease, and we may delete your data in accordance with our data retention policies.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free of viruses or harmful components
• The results obtained from the Service will be accurate or reliable

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHECK HELPED SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability to you for any claims arising from or related to these Terms or the Service shall not exceed one hundred dollars ($100).

10. Governing Law

10.1 Applicable Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

10.2 Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

10.3 Class Action Waiver

You agree to resolve any disputes with us on an individual basis and waive your right to participate in any class action lawsuit or class-wide arbitration.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: [email protected]